AHM Offer terms and conditions

General – offer for new joins:

• Available for new members on new memberships who have not held ahm hospital
and/or extras cover in the 30 days before their cover start date.
• Must join an eligible hospital and extras combination cover between 05/05/2023 –
• Only available on direct debit.
• Only available on any Basic, Basic Plus, Bronze, Bronze Plus, Silver, Silver Plus
when combined with an Extras product.
• Not available on any Gold Hospital Products whether or not combined with any
Extras product.
• Not available in conjunction with any other ahm or third party offers.
• Not available for Hospital only, Extras only, Ambulance only or Overseas student
health cover.
• Cannot be redeemed for cash.
• Other waiting periods may apply to hospital and/or extras cover.
• Annual limits on extras cover apply. If switching funds, any amount of your annual
limits used while you were with your previous fund may be deducted.

6 weeks free:

• Must maintain eligible hospital and extras cover continuously for 60 days from the
cover start date and pay your premium for this period to receive 6 weeks free. If
you change to an ineligible cover during this period, 6 weeks free will not be

Waive any 2&6 month waiting periods on extras:

• Waiver of any 2 & 6 month waiting periods only applies to the extras part of ahm
combined cover (individual hospital and extras purchased together).
• Please note other waiting periods may still apply to your cover. If switching funds,
any waiting periods you’ve already served for comparable hospital or extras will
generally be recognised if you join ahm within 30 days of leaving your previous

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