Loyalty doesn’t always pay
Most people who have been with their health fund for a number of years have a deep trust for their existing heath fund. But have you ever considered that your health fund may only have a handful of active policies when you ring them to review?
Just like brokers who might be incentivised by commissions, salespersons at health funds will generally have sales targets to hit to retain existing customers.
The big difference with a broker though, is that instead of someone comparing your policy to a limited number of policies all from the same fund, a broker can compare your policy against dozens and dozens of potentially better policies.
Ultimately this gives you greater choice, and a much better chance of finding a better solution for your health needs.