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(Please) Stop Paying The Health Insurance Loyalty Tax

Many Australians believe the longer you stay loyal to a company, the better you’ll be looked after. Unfortunately, health insurance isn’t like family or friendships. The longer you stay with your health fund without comparing policies, the less likely you are to be on the most affordable policy. We call this the ‘Health Insurance Loyalty Tax’, which can cost everyday Aussies hundreds of dollars in extra premiums every year. If you feel like you’ve been paying too much for health insurance, there is a good chance you are!

Despite rising costs and health funds putting their prices up each year, far too many people stay with the same health fund. Even more concerningly, many are now on inappropriate cover. Health funds won’t ask you if you still want coverage for things like pregnancy, IVF or weight loss surgery – even if you no longer need them. Keeping these inclusions means you could be overpaying hundreds of dollars each year for services you’ll never use.

That’s why Health Deal was founded. We listen to your unique needs and help you tailor a policy centered around your needs – not Health Funds’ back pockets! If you aren’t switching or comparing your policy regularly, you could be on insufficient cover or paying far too much as new offers and policies are released each year. Health Deal customers save on average $316.00 per year on their annual premiums* by simply comparing and switching with us. If you’ve been with your health fund for a while without comparing, it pays to see if you’re paying the loyalty tax too!

Get The Best Cover In Minutes

Get the most out of your health insurance. Compare now to save money and secure better, more personalized coverage. Don’t let the ideal health insurance slip through your fingers. Act now!

Why compare health insurance with us?

Grasping health insurance can be a daunting task, often marred by tedious paperwork and extensive application forms. We make the process of getting the best policy fast and easy.

Average saving of $370

Avoid long waits for surgery

Get better value from your extras

Cover that fits your needs

How It Works?

Navigating the complex world of health insurance has never been easier. With our platform, you’re only three simple steps away from securing personalized coverage tailored to your needs. Fill out our swift comparison form, enjoy a consultative call with our experts to clarify your requirements, and then get ready to be paired with the best insurance provider. No stress, no confusion – just clear, straightforward solutions designed to keep you healthy and your wallet happy.

1. Use Our Quick Comparison Form

Fill out our swift and straightforward comparison form to capture your health insurance needs.

2. Receive a Call

Following your submission, our insurance experts will reach out to discuss your preferences and answer any queries.

3. Get Covered

With all your needs understood, we'll connect you with the best insurance policy for your unique needs – we even handle the switch for you, saving you time and money.

Get The Best Cover In Minutes

Get the most out of your health insurance. Compare now to save money and secure better, more personalized coverage. Don’t let the ideal health insurance slip through your fingers. Act now!

Frequently Asked Questions

Our tool provides a hassle-free way to explore a wide range of health insurance options, allowing you to find a plan that suits your lifestyle and budget. You’ll be able to compare features, costs, and coverage across multiple providers, ensuring you get the best value for your money.

Our commitment is to provide swift service. Typically, you can expect a call from our team within a few minutes of submitting your comparison form, ensuring you can start your journey to better health coverage without delay.

When you have an appropriate level of private hospital cover, you’re not subject to the Medicare Levy Surcharge – an extra tax applied to individuals and families who earn above a certain income threshold and don’t have private hospital insurance. So, by securing the right health insurance plan, you can potentially save money on your annual tax bill.

Our comparison service is completely free of charge. We believe everyone should have access to the best health insurance options without any added costs.

Switching Health Insurance made easy.

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