Compare Health Insurance Policies & Save

It’s simple! Contact us via phone at 1300 369 399 or fill out our online form. Our expert advisors will discuss your health needs and help you compare health insurance policies. We provide you with personalised health insurance quotes so you can choose the right health insurance to suit your needs.

Using a private health insurance comparison service allows you to easily compare multiple policies in one place, saving you time and effort. We provide an unbiased health insurance comparison, helping you find great value coverage without the hassle of contacting each insurer individually.

No, when you switch to a policy with equivalent or lower coverage, you won’t have to re-serve waiting periods for benefits you’ve already covered. This includes coverage for pre-existing conditions. Our advisors will guide you through the health insurance compare process to ensure a smooth transition.

Yes, our service is completely free for you. We provide health insurance quotes and comparisons at no cost. We receive a commission from the health funds when you join a new policy through us, which allows us to offer our health insurance comparison service free of charge.

By using our health insurance compare service, you can review policies. We help you analyse the benefits, costs, and coverage options to find the right health insurance in Australia tailored to your specific requirements.

In most cases, yes. We can help you find policies that include your preferred doctors and hospitals within their network. This is one of the advantages of using our private health insurance comparison service—we ensure your new policy aligns with your existing healthcare relationships.

Simply contact us via phone or fill out our online inquiry form. Our advisors will gather some basic information about your health needs and provide you with personalised health insurance quotes from various health funds.

If you earn above a certain income threshold ($93,000 for singles and $186,000 for families), not having appropriate private hospital cover may result in the Medicare Levy Surcharge of up to 1.5% of your income. Holding private hospital cover can help you avoid this surcharge. By using our health insurance comparison service, you can find a suitable policy to help reduce your tax liability.

LHC loading is a government initiative that adds a 2% penalty to your hospital premium for every year you are over 30 and don’t have private hospital cover, up to a maximum of 70%. Taking out hospital cover early can help you avoid this additional cost. Our health insurance compare service can help you find the right policy to avoid LHC loading.

It’s a good idea to compare health insurance policies annually or whenever your life circumstances change (e.g., marriage, having children, ageing). Regularly using a health insurance comparison service like Health Deal ensures your coverage remains suitable and cost-effective.

Yes, many health funds offer customisable extras policies. During the private health insurance comparison, we can help you select extras cover that matches your health needs and lifestyle, ensuring you get the most value from your policy.

If you’re considering pregnancy, it’s important to have a policy that includes obstetrics services. Note that there is a 12-month waiting period for pregnancy and birth-related services. Using our health insurance compare service, we can help you find the most suitable policy to suit your future family plans.

We compare policies from a wide range of health funds including both for-profit and not-for-profit organisations. Our extensive health insurance comparison allows you to choose from a variety of options to find the right health insurance in Australia for you.

We take your privacy seriously. All your personal information is handled in accordance with our Privacy Policy and the Australian Privacy Principles. We use your information solely to provide you with health insurance quotes and comparison services.

Getting started is easy! Contact us at 1300 369 399 or fill out our online form. Our friendly advisors will guide you through the health insurance comparison process, provide you with health insurance quotes, and help you find the right health insurance in Australia for your needs.