How Health Deal Works
Tell us a little bit about yourself
Prices may vary depending on your state, age, income and level of cover
Find a better health insurance policy
Health Deal has multiple health funds to choose from, with brilliant options to fit most people's needs
Save on your health insurance
Health Deal has multiple health funds to choose from, with brilliant options to fit most people's needs
Enjoy the hassle free switch
Health Deal will handle all the paperwork for you, meaning you can relax and enjoy your more tailored policy
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Why Health Deal?
Health Deal is a member of PHIIA (Private Health Insurance Intermediaries Association) and a proud signatory of the PHIIA Code of Conduct.Furthermore, unlike some other health cover comparators, we have a dedicated team that listen to 100% of sales calls, to make sure you’ve been given the correct advice when you take out a policy. This has resulted in Health Deal having an exceptionally low complaint percentage and an above industry standard customer satisfaction score from customers surveyed by their new health fund. Our service is completely free, and if we can’t find you a better health insurance policy, we’ll simply tell you to stay put. Find out how we deliver an outstanding customer experience by comparing now.
What you need to know about Health Insurance
4.8/5 via Trust Pilot
Health Deal is rated 4.8/5 via Trust Pilot, Australia’s largest independent reviewers of services. We’re extremely proud of our rating and we are constantly trying to improve it. .
No-Wait Periods
Remember, if you are switching health cover you will not have to re-serve any wait periods for anything you are currently covered for…even if it is a pre-existing condition. This is all dictated by federal law.
44+ Health Funds
Did you know there are over 44 different health funds? There is more choice today then there ever has been within health insurance. This means there are potentially hundreds of policies out there in the market that could be more suitable for you!
183,080 Aussies
On average 183,080 Aussies choose to compare their health insurance through a broker each month. The number of Aussies looking for a better deal each month has been increasing year by year. An astonishing 313,330 people compared their cover through a broker in March 2019.
Reduce Your Tax
Did you know that you can reduce your tax significantly if you hold private hospital cover? The Medicare Levy Surcharge is a tax that all Aussies pay if they earn above a certain threshold and do not hold any private hospital cover. Often you can purchase a policy for less than what you would pay in additional tax.
Lifetime Health Cover Loading
If you do not have private hospital cover by July 1 following your 31st birthday you will be liable to pay a lifetime health cover loading on your hospital policy. This loading is a 2% penalty for every year you are above the age of 30, meaning if you don’t take out hospital cover until you’re 40, you’ll be paying an additional 20% loading penalty on any new plan.
Why Compare with us
- You won’t re-serve any waiting periods for anything you’re currently covered for!
- Our service is free, and there will be no exit fees with your current fund!
- Switching is easy, as Health Deal will assist with all the back of house paperwork for you!
Looking to get a quote?
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