Free Health Insurance Comparison For People Over 50
Absolutely! Health Deal saves on average over $249 per year for Australian Seniors when they compare health insurance. (Based on all customers who switched health insurance providers via Health Deal between Jan-Sep 2022 who were 50 or older at the time of switching)
Absolutely not. Health Deal simply would not exist if people had to re-serve waiting periods on their hospital cover. Once you have served a given waiting period with a health fund, you will not need to serve this waiting period again if you switch health funds. This even applies to pre-existing conditions. You will only serve waiting periods on procedures that you are upgrading, or if you are new to hospital cover.
October 2022 is a brilliant time to compare, we have several amazing offers including:
- Chance to Win 12 Months Free
- 6 Weeks Free Health Cover
- Up To $300 Off the Policy
- Waiving of some extras wait periods for those new to cover!
- Terms and conditions apply to all offers
Compare Seniors Health Cover & You Could Win 12 Months Free!*
Compare Health Cover For Seniors
COMPARE SENIORS HEALTH INSURANCE AND YOU COULD WIN 12 MONTHS FREE HEALTH COVER!
Compare your health insurance with Health Deal and you could Win 12 Months Free Health Cover on us!
Every person who compares health insurance and receives either a verbal or electronic quote from our of our trained consultants will go in the draw to Win 12 Months Free Health Cover! Even if you don’t switch with Health Deal, you’ll still be in the draw! Even if you don’t have health insurance, you’ll still go into the draw!
- Offer runs Monday 10th October 2022 – Saturday 30th September 2023.
- Health Deal will pay one years premium up to a max value of $4,999 directly to the health fund of your choice minus the government rebate.
- You do not need to sign up to a health insurance policy via Health Deal to be in the draw, but you must at least receive a quote or a comparison.
- One entry per person.
- Health Deal will use RandomDraws.com.au to draw the prize winner on Wednesday 4th of October 2023.
- Full terms and conditions are available on our website footer.
- Offer excludes residents of ACT.
What you need to know about Health Insurance
Why Seniors Should Compare Health COver
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More Information Seniors Health Cover
People over the age of 50 generally have different health needs to younger folks. They generally want to be covered for things like knee replacements and cataract eye surgeries but are happy to remove things they’ll never use like pregnancy cover.
However just because you’re over 50, doesn’t mean you need to be on top cover. Health insurance is meant to suit your individual needs. Chat with one of our consultants today to see what’s right for you.
Choosing the right health insurance place can seem daunting. The thing you need to remember though is that there’s no such thing as “The best health fund” or “The best health insurance policy”.
Everyone’s needs are different, so what’s right for you might not be right for your neighbour. Compare your health cover today to see what our consultants recommend.
Health funds do not release policies specifically for pensioners, unfortunately.
However, you do get a higher rebate from the Australian government if your income is below $90,000 as a single or $180,000 as a couple/family/single parent and you’re 65 or older.
Depending on your policy there are heaps of things that you can claim such as:
- Knee Replacement Surgery
- Cataract Eye Surgery
- Major Dental Work
- Hearing Aids
- Home Nursing
- Ambulance Coverage
- And Much Much More
The cost of your health insurance policy increases every single year..but how often do your rebates or yearly limits increase? Staying loyal to your existing policy for too long might cause you to be on an outdated and costly policy. Comparing your health cover can often result in helping you save hundreds off your health insurance premium and find better-suited cover.
The great thing about health insurance is that there are policy options across a range of budgets.
Because there are no fixed-term contracts or exit fees in health insurance you can always start off small and add services to your policy when you need them. (Just be mindful of serving wait periods when you add services to your plan)
This will depend on several factors such as your state, policy type and most important of all….your health needs. When choosing a health cover policy, price is important but overall value for money is a much better aspect to focus on. For example, paying an extra $2 per month might be worth it, if you get $200 extra in dental per year!
The 3 main advantages of private hospital insurance are:
- Avoiding public waiting lists
- Choice of doctor
- Choice of hospital
Private health insurance gives you the gift of choice when you most need it. However, if you’re perfectly happy to only ever use Medicare for surgeries, and you don’t mind being subject to potentially lengthy public wait lists, then maybe you should focus your attention on an extras policy that can help cover the cost of services like dental and optical.