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Learn about the finer details of Australian private health insurance and making the most of your cover.
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Health Insurance Waiting Periods
Before you can start claiming on private health insurance, you need to wait to make any claims for benefits on your cover. Health insurers have waiting periods to effectively allow anyone access to greatly discounted private treatment, which would see premiums rise to compensate, impacting customers such as yourself with these increased costs.
Hospital and Extras Cover
Hospital cover is to help pay for treatment and accommodation in a hospital during an illness or injury, while extras is to help cover the costs of ancillary health services that we all may require, but which aren't usually covered by Medicare.
Dental Cover
If you require dental treatment, private health insurance provides varying levels of coverage. General dental insurance covers procedures like cleaning, checkups and the odd filling. Major dental insurance like Orthodontic treatment usually requires waiting period of 12 months.
Family Health Insurance
Every family is different, but they all need affordable, quality cover. Get covered for hospital visits, optical, dental, physio, health management and more. Being covered can give you peace of mind should the unexpected happen.
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