nib “2 and 6 Month

Terms and Conditions

1. These Terms and Conditions apply to
the nib “2 and 6 Month Waiver”
(“Waiver”). This Waiver and these
Terms and Conditions are issued by nib
health funds limited ABN 83 000 124
381 (“nib”). By participating, entrants
agree to be bound by these conditions.
Claims must comply with these
conditions to be valid.
2. The Promoter is Health Deal Pty Ltd
ABN 94 150 801 871 of Level 4, 973
Nepean Highway, Bentleigh VIC 3204
3. The Waiver commences at 12:00 am
(AEST) on 1 July 2022 and closes at
11.59 pm (AEST) on 31 August 2022
(“Waiver Period”).
4. The Waiver is open only to permanent
residents of Australia who are 18 years
or over as at the date of joining (being
the date of completion of join) (“Eligible
5. The Waiver is only available to Eligible
Members who join an nib combined
Hospital and Extras Australian
resident’s health insurance product
(“nib ARHI product”) through the
Promoter’s website or call centre during
the Waiver Period (“Eligible Product”),
and does not apply to a purchase of nib
Overseas Students Health Insurance,
nib International Workers Health
Insurance, nib Corporate Private Health
Insurance, Qantas Health Insurance,
Priceline Health Insurance, ING Health
Insurance, Suncorp Health Insurance,
GU Health Insurance, AAMI Health
Insurance or Apia Health Insurance, or
those moving from one of these
products to an nib ARHI product. The
Waiver excludes any non-health related
insurance products (e.g. Travel) and
dependants moving from family/parents
health cover to their own policy.
6. For clarity, Eligible Members who join
an Eligible Product (during the Waiver
Period), which has a policy start date
outside of the Waiver Period, can qualify
for the Waiver subject to their
compliance with:
(a) these Terms and Conditions
(including but not limited to the
Eligibility Requirements); and
(b) any other terms and conditions
imposed by nib in relation to the
selection of policy start dates.
7. The Waiver consists of waiving the 2
and 6 month waiting period for Eligible
Members on all Extras services that
normally require a 2 or 6 month waiting
period under the relevant Eligible
8. Eligible Members must meet all of the
following requirements (“Eligibility
(a) the Eligible Member must
successfully join an Eligible
Product during the Waiver Period
through the Promoter’s website or
call centre;
(b) the Eligible Member must not be a
current policyholder of a product
issued by nib (including Qantas
Health Insurance, Priceline Health
Insurance, ING Health Insurance,
Suncorp Health Insurance, GU
Health Insurance, AAMI Health
Insurance, Apia Health Insurance,
nib International Workers
Insurance or nib Overseas
Students Insurance at the time of
joining the Eligible Product, or have
joined and cancelled any of these
policies 6 months before or during
the Waiver Period;
(c) the Eligible Member must have a
valid email address applied to their
policy; and
(d) the Eligible Member must not be an
employee of the Promoter or of nib.
9. The Waiver cannot be combined with
any other offer or promotion unless
otherwise stated.
10. nib will apply the Waiver at the policy
start date of the Eligible Product.
11. Each Eligible Member acknowledges
that the Waiver cannot be redeemed for
cash, returned for a refund, or be
replaced after expiry and is not legal
tender, an account card, a credit or
12. Except for any liability that cannot be
excluded by law (in which case that
liability is limited to the minimum
allowable by law), the Promoter and nib
exclude all liability (including
negligence), for any personal injury; or
any loss or damage (including loss of
opportunity); whether direct, indirect,
special or consequential, arising in any
way in connection with this Waiver,
including but not limited to:
(a) any technical difficulties or
equipment malfunction (whether or
not under the Promoter’s or nib’s
(b) any theft, unauthorised access or
third-party interference;
(c) any tax liability incurred by a
customer (independent financial
advice should be sought); or
(d) accepting and/or using the Waiver.

13. Nothing in these conditions restricts,
excludes, modifies or purports to
restrict, exclude or modify any statutory
consumer rights under any applicable
law including the Competition and
Consumer Act 2010 (Cth).
14. nib may, at its sole discretion and at any
time, amend, withdraw, cancel, suspend
all or any part of this Waiver. Eligible
Members will not be entitled to any
additional compensation in the event
that the Waiver or element of the Waiver
has been amended, withdrawn,
cancelled, or suspended.
15. Proof of identity, residency and eligibility
is at the discretion of the Promoter and
nib. In the event that a policyholder
cannot provide suitable proof, they may
forfeit the Waiver in whole and no
substitute will be offered.
16. The Promoter and nib reserve the right
to disqualify any persons that provides
false information or who seeks to gain
an unfair advantage or to manipulate
this Waiver.
17. nib (subject to State and Territory
legislation) reserves the right to amend,
withdraw, cancel or suspend this Waiver
if an event beyond the control of nib or
the Promoter corrupts or affect the
administration security, fairness,
integrity or proper conduct of this
18. Personal information will be collected by
the Promoter and nib for the purpose of
conducting and promoting this Waiver,
and to assist nib and the Promoter to
improve their services. By receiving this
Waiver, an Eligible Member consents to
storage and use of their personal
information by nib in accordance with its
Privacy Policy
y-policy) and the Promoter in
accordance with its Privacy Policy (at If the personal
information is not provided, the member
may not participate in this Waiver.

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