nib “2 and 6 Month Waiver” Offer September - November 2021 

 

Terms and Conditions

1. These Terms and Conditions apply to the
nib “2 and 6 Month Waiver” (“Waiver”).
This Waiver and these Terms and
Conditions are issued by nib health funds
limited ABN 83 000 124 381 (“nib”). By
participating, entrants agree to be bound
by these conditions. Claims must comply
with these conditions to be valid.

2. The Promoter is Health Deal Pty Ltd ABN
94 150 801 871 of Level 4, 973 Nepean
Highway, Bentleigh VIC 3204
(“Promoter”).

3. The Waiver commences at 12:00 am
(AEST) on 1 September 2021 and closes
at 11.59 pm (AEST) on 30 November
2021 (“Waiver Period”).

4. The Waiver is open only to permanent
residents of Australia who are 18 years or
over as at the date of joining (being the
date of completion of join) (“Eligible
Members”).

5. The Waiver is only available to Eligible
Members who join an nib combined
Hospital and Extras Australian
resident’s health insurance product
(“nib ARHI product”) through the
Promoter’s website or call centre during
the Waiver Period (“Eligible Product”),
and does not apply to a purchase of nib
Overseas Students Health Insurance, nib
International Workers Health Insurance,
nib Corporate Private Health Insurance,
Qantas Health Insurance, Suncorp Health
Insurance, GU Health Insurance, AAMI
Health Insurance or Apia Health
Insurance, or those moving from one of
these products to an nib ARHI product.
The Waiver excludes any non-health
related insurance products (e.g. Travel)
and dependants moving from
family/parents health cover to their own
policy.

6. For clarity, Eligible Members who join an
Eligible Product (during the Waiver
Period), which has a policy start date
outside of the Waiver Period, can qualify
for the Waiver subject to their compliance
with:
(a) these Terms and Conditions
(including but not limited to the
Eligibility Requirements); and
(b) any other terms and conditions
imposed by nib in relation to the selection
of policy start dates.

7. The Waiver consists of waiving the 2 and
6 month waiting period for Eligible
Members on all Extras services that
normally require a 2 or 6 month waiting
period under the relevant Eligible
Product.

8. Eligible Members must meet all of the
following requirements (“Eligibility
Requirements”):
(a) the Eligible Member must
successfully join an Eligible Product
during the Waiver Period through the
Promoter’s website or call centre;
(b) the Eligible Member must not be a
current policyholder of a product
issued by nib (including Qantas
Health Insurance, Suncorp Health
Insurance, GU Health Insurance,
AAMI Health Insurance, Apia Health
Insurance, nib International Workers
Insurance or nib Overseas Students
Insurance at the time of joining the
Eligible Product, or have joined and
cancelled any of these policies
6 months before or during the Waiver
Period;
(c) the Eligible Member must have a
valid email address applied to their
policy; and
(d) the Eligible Member must not be an
employee of the Promoter or of nib.

9. The Waiver cannot be combined with any
other offer or promotion unless otherwise
stated.

10. nib will apply the Waiver at the policy start
date of the Eligible Product.

11. Each Eligible Member acknowledges that
the Waiver cannot be redeemed for cash,
returned for a refund, or be replaced after
expiry and is not legal tender, an account
card, a credit or security.

12. Except for any liability that cannot be
excluded by law (in which case that
liability is limited to the minimum
allowable by law), the Promoter and nib
exclude all liability (including negligence),
for any personal injury; or any loss or
damage (including loss of opportunity);
This document has been marked with a sensitivity label of Internal Use Only by nib Group.
whether direct, indirect, special or
consequential, arising in any way in
connection with this Waiver, including but
not limited to:
(a) any technical difficulties or
equipment malfunction (whether or
not under the Promoter’s or nib’s
control);
(b) any theft, unauthorised access or
third-party interference;
(c) any tax liability incurred by a
customer (independent financial
advice should be sought); or
(d) accepting and/or using the Waiver.

13. Nothing in these conditions restricts,
excludes, modifies or purports to restrict,
exclude or modify any statutory consumer
rights under any applicable law including
the Competition and Consumer Act 2010
(Cth).

14. nib may, at its sole discretion and at any
time, amend, withdraw, cancel, suspend
all or any part of this Waiver. Eligible
Members will not be entitled to any
additional compensation in the event that
the Waiver or element of the Waiver has
been amended, withdrawn, cancelled, or
suspended.

15. Proof of identity, residency and eligibility
is at the discretion of the Promoter and
nib. In the event that a policyholder
cannot provide suitable proof, they may
forfeit the Waiver in whole and no
substitute will be offered.

16. The Promoter and nib reserve the right to
disqualify any persons that provides false
information or who seeks to gain an unfair
advantage or to manipulate this Waiver.

17. nib (subject to State and Territory
legislation) reserves the right to amend,
withdraw, cancel or suspend this Waiver
if an event beyond the control of nib or the
Promoter corrupts or affect the
administration security, fairness, integrity
or proper conduct of this Waiver.

18. Personal information will be collected by
the Promoter and nib for the purpose of
conducting and promoting this Waiver,
and to assist nib and the Promoter to
improve their services. By receiving this
Waiver, an Eligible Member consents to
storage and use of their personal
information by nib in accordance with its
Privacy Policy
(at https://www.nib.com.au/legal/privacypolicy) and the Promoter in accordance
with its Privacy Policy (at
https://healthdeal.com.au/homepage/privacy-policy/). If the personal
information is not provided, the member
may not participate in this Waiver.

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