Compare Health Insurance Policies & Save

Simplify your search and save on health insurance—find the right tailored cover by comparing funds with our free, expert advisors, and enjoy peace of mind today. Compare Health Cover Now

Aussies Save Over $370 on Average*
Based on 9000+ customer switches from Jan 2020 - June 2023*

Find the Right Health Cover for Your Life Stage

Choosing the appropriate health insurance is crucial at every stage of life. At Health Deal, we help you compare health insurance policies tailored to your current needs, ensuring you get value on the right coverage.

For Singles

Coverage for common procedures and access to extras like dental and optical.

Policies that include physiotherapy and chiropractic services.

Competitive premiums without unnecessary coverages, helping you save money.

Explore Singles Health Cover

For Couples

Simplify your health insurance by combining coverages under one policy.

Options that include pregnancy and fertility services if you're starting a family.

Enjoy higher limits and shared extras benefits.

View Couples Health Cover Options

For Families

Protect your family with policies that cover hospital and extras services.

Cover for children's health needs, including orthodontics and immunisations.

Policies with no excess for kids and flexible extras to suit your family's needs.

Explore Family Health Cover

For Seniors

Health Insurance Policies focusing on services important in later life, like cardiac and joint replacements.

Get access to preventative screenings and health management programs.

Benefits for optical, hearing aids, and remedial therapies.

View Seniors Health Cover Options

Compare Health Insurance Policies to Switch And Save

Why Health Deal?

Health Deal is a member of PHIIA (Private Health Insurance Intermediaries Association) and a proud signatory of the PHIIA Code of Conduct.Furthermore, unlike some other health cover comparators, we have a dedicated team that listen to 100% of sales calls, to make sure you’ve been given the correct advice when you take out a policy. This has resulted in Health Deal having an exceptionally low complaint percentage and an above industry standard customer satisfaction score from customers surveyed by their new health fund. Our service is completely free, and if we can’t find you a better health insurance policy, we’ll simply tell you to stay put. Find out how we deliver an outstanding customer experience by comparing now.

Why Compare with us

How Health Deal Works

Tell us a little bit about yourself

Prices may vary depending on your state, age, income and level of cover

Find a better health insurance policy

Health Deal has multiple health funds to choose from, with brilliant options to fit most people's needs

Save on your health insurance

Health Deal has multiple health funds to choose from, with brilliant options to fit most people's needs

Enjoy the hassle free switch

Health Deal will handle all the paperwork for you, meaning you can relax and enjoy your more tailored policy

Compare Health Insurance Policies to Switch And Save

What you need to know about Health Insurance

4.8/5 via Trust Pilot

Health Deal is rated 4.8/5 via Trust Pilot, Australia’s largest independent reviewers of services. We’re extremely proud of our rating and we are constantly trying to improve it. .

No-Wait Periods

Remember, if you are switching health cover you will not have to re-serve any wait periods for anything you are currently covered for…even if it is a pre-existing condition. This is all dictated by federal law.

44+ Health Funds

Did you know there are over 44 different health funds? There is more choice today then there ever has been within health insurance. This means there are potentially hundreds of policies out there in the market that could be more suitable for you!

183,080 Aussies

On average 183,080 Aussies choose to compare their health insurance through a broker each month. The number of Aussies looking for a better deal each month has been increasing year by year. An astonishing 313,330 people compared their cover through a broker in March 2019.

Reduce Your Tax

Did you know that you can reduce your tax significantly if you hold private hospital cover? The Medicare Levy Surcharge is a tax that all Aussies pay if they earn above a certain threshold and do not hold any private hospital cover. Often you can purchase a policy for less than what you would pay in additional tax.

Lifetime Health Cover Loading

If you do not have private hospital cover by July 1 following your 31st birthday you will be liable to pay a lifetime health cover loading on your hospital policy. This loading is a 2% penalty for every year you are above the age of 30, meaning if you don’t take out hospital cover until you’re 40, you’ll be paying an additional 20% loading penalty on any new plan.