Many Australians believe the longer you stay loyal to a company, the better you’ll be looked after. Unfortunately, health insurance isn’t like family or friendships. The longer you stay with your health fund without comparing policies, the less likely you are to be on the most affordable policy. We call this the ‘Health Insurance Loyalty Tax’, which can cost everyday Aussies hundreds of dollars in extra premiums every year. If you feel like you’ve been paying too much for health insurance, there is a good chance you are!

Despite rising costs and health funds putting their prices up each year, far too many people stay with the same health fund. Even more concerningly, many are now on inappropriate cover. Health funds won’t ask you if you still want coverage for things like pregnancy, IVF or weight loss surgery – even if you no longer need them. Keeping these inclusions means you could be overpaying hundreds of dollars each year for services you’ll never use.

That’s why Health Deal was founded. We listen to your unique needs and help you tailor a policy centered around your needs – not Health Funds’ back pockets! If you aren’t switching or comparing your policy regularly, you could be on insufficient cover or paying far too much as new offers and policies are released each year. Health Deal customers save on average $316.00 per year on their annual premiums* by simply comparing and switching with us. If you’ve been with your health fund for a while without comparing, it pays to see if you’re paying the loyalty tax too!