nib Health Insurance


Who are nib?

nib Health Funds (Newcastle Industrial Benefits fund) or just nib for short are Australia’s 4th largest health fund, covering approximately 8.3% of the health insurance population. nib health insurance provides cover for over one million people across Australia & New Zealand, as well as covering more than 130,000  people on visitors health insurance.

nib started their health insurance journey all the way back in 1952, and have over 66 years experience in delivering peace of mind to Australians.

Why choose nib?

There are plenty of reasons why so many Australians trust nib with their health insurance. For some it’s the choice & flexibility that nib health insurance offers people in designing their extras packages with bolt-ons. For others, they love the fact that nib has agreements with approximately 480 private hospital & day facilities nationwide, representing over 75% of Australia’s private hospitals. 


NIB Dental

nib extras give you 60% or 75% depending on which extras plan you take out. But do you know what’s better than 75%? 100%! That’s why is you go to an nib Dental Care Centre, you’ll get 100% back on dental check-ups!

nib dental check-ups cover you for an examination (011, 012), scale and clean (114) or removal of plaque (111), fluoride treatment (121) and bite-wing or periapical x-rays (022, maximum of 2 per year), as deemed necessary and appropriate in the clinical opinion of the dentist (dentures not included).

nib Dental Centre Locations

nib’s dental centres can located in New South Wales, ACT, Victoria and Queensland. For a comprehensive list of where to find your nearest nib dental centre click below.

nib Dental Care Centre Chatswood
The Concourse
409 Victoria Avenue
Open 7 Days

nib Dental Care Centre Erina
Erina Fair, Terrigal Drive
Erina NSW
Open 7 Days

nib Dental Care Centre Glendale
593 Main Road
Glendale NSW
Open 7 Days

nib Dental Care Centre Greenhills / East Maitland
8 Molly Morgan Drive
Open 7 Days

nib Dental Care Centre Newcastle
366 Hunter Street
Open 6 Days

nib Dental Care Centre Parramatta
28 Grose Street
Open 7 Days

nib Dental Care Centre Sydney CBD
27-31 Hunter Street
Open 6 Days

nib Dental Care Centre Wollongong
104 Crown Street
Open 6 Days

nib Dental Care Centre Woden
28 Brewer Street
Open 7 Days

nib Dental Care Centre Melbourne
Level 1
356 Collins Street
Open 6 Days

nib Dental Care Centre Brisbane CBD
Ground Level
175 Eagle Street
Open 6 Days

If you don’t live near  a nib dental centre though, don’t worry. nib still have a nationwide list of proffered dental providers  called their First Choice Dental network. If you visit a nib First Choice Dentist, you’ll still receive your fixed percentage rebate back, but you’ll be charged at a lower rate for their dental services, leaving you with less out of pockets! To search for your nearest nib First Choice Dentist click here.

nib Eye Care

Just like with nib dental centres where you can receive 100% back, if you visit a nib Eye Care centre or shop on their online store, you can also receive 100% back.  nib Eye Care offers 100% back on a range of complete single vision prescription glasses. nib also offer 100% back on selected contact lenses too at their online store. nib have Eye Care centres in New South Wales, ACT, Victoria and Queensland, you check your nearest one here.

Now if you’ve been going to Specsavers, OPSM or your local optician for years and you don’t want to change, that’s completely fine too. Remember wherever you swipe your nib card, you’ll still get your fixed percentage rebate.

nib Comparison

Health Deal has partnered with nib since 2015 and we’re proud to have such an illustrious health fund on our panel. If you want to compare your existing nib health insurance plan against  a range of funds, or you’re wanting to enquire about one of the nib health insurance plans discussed on this page, then let us give you a call and we’ll discuss your options.

Health Deal represents a range of health funds, and it’s our job to find you a better deal, either with or without nib.

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